Loan Rates
Effective January 1, 2018
| Loan Type | Term (Months) | A+ APR* | A APR* | B APR* | C APR* | D APR* | E APR* |
|---|---|---|---|---|---|---|---|
| Share Secured | 120 | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| Certificate Secured | Cert Maturity | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| Line of Credit - up to $10,000 | 36 | 9.99% | 11.49% | 15.99% | 12.74% | 13.99% | N/A |
| Signature - up to $15,000 | 48 | 7.99% | 9.49% | 13.99% | 10.74% | 11.99% | N/A |
| Holiday Special - up to $1,500 | 12 | 8.50% | 8.50% | 8.50% | 8.50% | 8.50% | N/A |
| New Vehicles - up to 125% LTV | 60 | 2.65% | 3.15% | 6.15% | 3.90% | 4.65% | 9.15% |
| New Vehicles - up to 125% LTV | 72 | 3.25% | 3.75% | 6.75% | 4.50% | 5.25% | 9.75% |
| New Vehicles - Over $10,000 | 84 | 3.85% | 4.35% | 7.35% | 5.10% | 5.85% | 10.35% |
| Used Vehicles - Mid KBB | 36 | 2.65% | 3.15% | 6.15% | 3.90% | 4.65% | 9.15% |
| Used Vehicles - Mid KBB | 48 | 3.25% | 3.75% | 6.75% | 4.50% | 5.25% | 9.75% |
| Used Vehicles - Mid KBB | 60 | 3.85% | 4.35% | 7.35% | 5.10% | 5.85% | 10.35% |
| Used Vehicles - Over $10,000 | 72 | 4.25% | 4.75% | 7.75% | 5.50% | 6.25% | 10.75% |
| Used Vehicles - Over $10,000 | 84 | 4.65% | 5.15% | 8.15% | 5.90% | 6.65% | 11.15% |
| New Recreational Vehicles - 80% of Invoice | 60 | 7.30% | 7.80% | 10.80% | 8.55% | 9.30% | 13.80% |
| New Recreational Vehicles - 80% of Invoice | 84 | 7.55% | 8.05% | 11.05% | 8.80% | 9.55% | 14.05% |
| New Recreational Vehicles - 80% of Invoice | 120 | 7.80% | 8.30% | 11.30% | 9.05% | 9.80% | 14.30% |
| New Recreational Vehicles - Over $50,000 | 180 | 8.05% | 8.55% | 11.55% | 9.30% | 10.05% | 14.55% |
| Used Recreational Vehicle - 80% of Appraisal or Low Book | 60 | 7.80% | 8.30% | 11.30% | 9.05% | 9.80% | 14.30% |
| Used Recreational Vehicle - 80% of Appraisal or Low Book | 84 | 8.05% | 8.55% | 11.55% | 9.30% | 10.05% | 14.55% |
| Used Recreational Vehicle - 80% of Appraisal or Low Book | 120 | 8.30% | 8.80% | 11.80% | 9.55% | 10.30% | 14.80% |
| Used Recreational Vehicle - over $50,000 | 180 | 8.55% | 9.05% | 12.05% | 9.80% | 10.55% | 15.05% |
| New Motorcycles - 80% of Invoice | 48 | 7.55% | 8.05% | 11.05% | 8.80% | 9.30% | 14.05% |
| New Motorcycles - 80% of Invoice | 60 | 7.80% | 8.30% | 11.30% | 9.05% | 9.55% | 14.30% |
| New Motorcycles - 80% of Invoice | 72 | 8.05% | 8.55% | 11.55% | 9.30% | 9.80% | 14.55% |
| Used Motorcycles - 80% of Appraisal or Low Book | 48 | 8.05% | 8.55% | 11.55% | 9.30% | 9.80% | 14.55% |
| Used Motorcycles - 80% of Appraisal or Low Book | 60 | 8.30% | 8.80% | 11.80% | 9.55% | 10.30% | 14.80% |
| Used Motorcycles - 80% of Appraisal or Low Book | 72 | 8.05% | 8.55% | 11.55% | 9.30% | 9.80% | 14.55% |
| High End Motorcycles - Over $25,000 100% Financing | 60 | 6.80% | 7.30% | 10.30% | 8.05% | 8.80% | 13.30% |
| High End Motorcycles - Over $25,000 100% Financing | 72 | 7.30% | 7.80% | 10.80% | 8.55% | 9.30% | 14.80% |
| High End Motorcycles - Over $25,000 100% Financing | 84 | 8.30% | 8.80% | 11.80% | 9.55% | 10.60% | 14.80% |
| Owner Advantage I: up to $15,000 | 60 | 5.00% | 5.50% | 7.00% | 6.00% | 6.50% | N/A |
| Owner Advantage II: $15,001 to $50,000 | 120 | 5.00% | 5.50% | 7.00% | 6.00% | 6.50% | N/A |
| Short on Funds (SOFT) $200-$1000 | 6 | 28.00% | 28.00% | 28.00% | 28.00% | 28.00% | 28.00% |
| Home Equity LOC - Contact Credit Union |
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